You always pay your rent after the agreed-upon payment date. You risk this compensation.
If you pay your rent late, you run the risk of the landlord charging interest and late payment damages on top of the arrears. What exactly do you need to know about this?
First, a distinction needs to be made between stipulations in the lease agreement and those not:
No agreements
If no specific agreements have been made, the landlord can claim statutory interest in the event of late rent payment. The statutory interest rate is annual, not monthly. This interest is due from the moment the landlord serves notice of default on the tenant until full payment of the rent. In addition, the landlord can claim damages if they can demonstrate that they have actually suffered damage and the extent thereof. In practice, however, it often proves difficult to prove this specific damage.
Note: To be entitled to this interest and damages, clear agreements must be made in the lease agreement regarding when the rent is due.
With agreements
If agreements are made in the rental agreement, a distinction can again be made depending on whether the landlord is a private individual or a professional landlord.
Private landlord
Indien de verhuurder een particulier is, kan in de huurovereenkomst worden vastgelegd welke intrestvoet van toepassing is en welke schadevergoeding verschuldigd is bij laattijdige betaling van de huur. Er kan ook een extra forfaitaire schadevergoeding voor invorderingskosten van bijvoorbeeld 10% worden vastgelegd. De huurder geniet hierbij bescherming: indien de overeengekomen intrestvoet of schadevergoeding overdreven hoog is, kan de Vrederechter deze matigen.
Let op: indien in de huurovereenkomst niet uitdrukkelijk is bepaald dat de intresten van rechtswege en zonder ingebrekestelling verschuldigd zullen zijn bij laattijdige betaling, dient de verhuurder de huurder eerst in gebreke te stellen alvorens intresten opeisbaar worden.
Een voorbeeld van een dergelijke clausule is dIf the landlord is a private individual, the lease agreement can specify the applicable interest rate and the compensation due for late rent payment. An additional lump sum compensation for collection costs, for example, 10%, can also be stipulated. The tenant is protected in this respect: if the agreed interest rate or compensation is excessive, the Justice of the Peace can reduce it.
Note: If the lease agreement does not explicitly stipulate that interest will be due automatically and without notice of default for late payment, the landlord must first give the tenant notice of default before interest becomes due. An example of such a clause is the following:
"The rent must be deposited into the landlord's bank account, account number ....., before the first business day of the month to which it relates. All unpaid rent will automatically and without notice of default accrue interest of 1% per month, and will be increased by a fixed amount equal to 10% of the rent for administrative and collection costs."e volgende:
“De huur moet gestort zijn op de bankrekening van de verhuurder zijnde rekening nr. ..... voor de eerste werkdag van de maand waarop hij betrekking heeft. Alle niet tijdig betaalde huurgelden zullen van rechtswege en zonder ingebrekestelling een intrest opbrengen van 1 % per maand en verhoogd worden met een forfaitair bedrag gelijk aan 10 % van de huurprijs wegens veroorzaakte administratie en inningskosten.”
Professional landlord
If the landlord is a company, stricter conditions must be met. In addition, the landlord must ensure that the contract stipulates reciprocity and that the tenant, in turn, is entitled to compensation from the landlord if the landlord fails to fulfill its obligations.
If the tenant refuses to pay the rent and interest, the landlord can bring the matter before the Justice of the Peace to have the lease terminated, claim the outstanding rent and interest, and, if necessary, have the tenant evicted.
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